The short version
- Salvage usually means the car was deemed a total loss.
- Rebuilt means it was repaired and inspected under state rules.
- Insurance availability can change with a branded title.
Total-loss math
Insurers compare repair cost and value using policy and state rules.
Keeping the car
Owner-retained totals are possible in some cases, with title consequences.
Buying a rebuilt car
Demand inspection records and expect different coverage conversations.
Ask a licensed agent
Only they can speak to products for branded titles in your state.
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