Auto insurance information about structure
Not every dent is cosmetic. Learn the structural vocabulary.
Strutiva explains structural versus cosmetic damage, frame measurement and salvage or rebuilt titles. Educational only. We do not adjust claims or repair cars.
Your yearly list
- Structural vs cosmeticTwo different repair conversations.
- Frame measurementWhy shops measure after impacts.
- Salvage and rebuiltTitle brands after heavy damage.
- 3 structure notes
- 0 claims adjusted
- 0 details shared with insurers
Structure Notes
Structural damage versus cosmetic damage after a crashA scratched bumper and a bent frame rail are not the same kind of problem. Repair plans and safety inspections treat them differently.Structure note 1 · 6 minFrame measurementAfter a meaningful hit, shops compare the car’s measurements with manufacturer specs. The goal is to see whether the structure returned to square.Structure note 2 · 7 minSalvage and rebuilt titles after heavy damageWhen repair cost is high relative to value, an insurer may declare a total loss. Some owners later rebuild; states brand the title accordingly.Structure note 3 · 5 min